
Benefit Help center

The Long-Term Care Ombudsman Program Guide
The Long-Term Care Ombudsman Program (LTCOP) in Illinois advocates for the rights and well-being of individuals residing in long-term care facilities. This guide will help you understand the program, how to contact an ombudsman, and where to find more information.
Guide to Adult Protective Services (APS)
Adult Protective Services (APS) in Illinois provides crucial support for older adults and individuals with disabilities who may be experiencing abuse, neglect, or financial exploitation. This guide will walk you through understanding APS, identifying abuse, and how to report it.
Simple Guide to the Community Care Progra
The Community Care Program (CCP) in Illinois helps older adults maintain their independence and receive necessary services at home. This guide provides an overview of the program and steps to apply.
How to Enroll in Medicaid
Enrolling in Medicaid can ensure you receive necessary healthcare coverage. This guide will walk you through the steps to apply for Medicaid in Illinois.
How to Apply for Public Housing
Applying for public housing can be a straightforward process if you follow the necessary steps and gather all the required information. This guide will walk you through the steps to apply for public housing with the Chicago Housing Authority (CHA).
Can I Get Life Insurance on My Parents?
Learn how to get life insurance on your parents. Understand the steps, requirements, and benefits of securing coverage for your loved ones. Enroll in life insurance today.
Understanding Cash Value Whole Life Insurance
Cash value whole life insurance is a type of permanent life insurance that not only provides a death benefit to your beneficiaries but also includes a savings component. This guide will help you understand how cash value whole life insurance works, its benefits, and how it compares to other types of insurance.
Understanding Whole Life Insurance
Whole life insurance is a type of life insurance policy that provides coverage for the insured's entire life, as long as premiums are paid. It includes both a death benefit and a savings component known as the cash value. This guide will explain what whole life insurance is, how it works, and its benefits.
Does Medicare Cover Assisted Living?
Understanding whether Medicare covers assisted living can be confusing. This guide will help explain what Medicare does and does not cover regarding assisted living facilities and provide some tips on how to pay for assisted living.
Medicare Part B Premium 2024: What You Need to Know
Understanding your Medicare costs is important for planning your healthcare budget. This guide explains the Medicare Part B premium for 2024, what Part B covers, and answers common questions about costs and coverage.
Understanding Medicare’s Annual Enrollment Period (AEP)
This guide will help you understand and make choices during the Annual Enrollment Period (AEP) for Medicare. We'll explain what it is, when it happens, and what you need to do during this time.
Medicare vs. Medicaid: A Simple Guide
Medicare and Medicaid are two important health programs in the United States, but they serve different purposes and populations. Understanding the difference between Medicare and Medicaid can help you determine which program is right for you or your loved ones. This guide will explain what Medicare and Medicaid are, how they differ, and what each program covers.
Medicare Supplement vs. Medicare Advantage
Choosing between Medicare Supplement (Medigap) and Medicare Advantage plans can be confusing. Both offer extra coverage beyond Original Medicare, but they work differently. This guide will help you understand the difference between Medicare Supplement and Medicare Advantage, and which might be better for you.
Best Health Insurance in Illinois
Choosing health insurance in Illinois can be confusing. This guide helps you understand different health plans, key providers, and how to find the best coverage for your needs. Whether you're looking for private health insurance, marketplace options, or short-term plans, here’s what you need to know.
Medicaid in Illinois: A Simple Guide
Medicaid in Illinois is a health insurance program that provides free or low-cost medical coverage to eligible residents. Medicaid, funded by the government, helps people in Illinois get the medical care they need. This guide will explain how Medicaid works in Illinois. It will cover who is eligible, how to apply, and what services are included.