How to Apply for Medicaid in Illinois: A Simple Step-by-Step Guide
If you live in Illinois and need help paying for doctor visits, hospital care, prescriptions, or other medical costs, Medicaid could be your best option. But let’s be honest—figuring out how to apply can feel confusing and overwhelming.
This guide walks you through the Medicaid application process in plain English, so you know what to expect and how to avoid delays.
What Is Medicaid?
Medicaid is free or low-cost health insurance for people with limited income. It’s run by the state and federal government and covers over 3 million people in Illinois—including kids, adults, pregnant women, seniors, and people with disabilities.
Who Can Apply?
You can apply for Medicaid in Illinois if you:
Live in Illinois
Are a U.S. citizen or qualified immigrant
Meet the income limits based on your family size
Here are a few examples of who usually qualifies:
Children under 19 (via All Kids)
Pregnant women
Adults aged 19–64 with low income
Seniors (65+) or people with disabilities (AABD Medicaid)
Not sure if you qualify? It’s still worth applying—many people are surprised to find out they’re eligible.
Step-by-Step: How to Apply for Medicaid in Illinois
Step 1: Go to abe.illinois.gov
This is the official application portal for Medicaid, SNAP, and other public benefits in Illinois.
Click “Apply for Benefits” and create an account to get started.
Step 2: Gather What You’ll Need
To complete the application, you may need:
Social Security numbers for everyone applying
Proof of income (paystubs, unemployment letters, Social Security benefits)
Proof of residency (like a lease, utility bill, or ID with address)
Health insurance info (if you already have coverage)
Tip: You can start the application even if you’re missing a document—you’ll just need to upload or send it later.
Step 3: Submit the Application
Once you finish the online form, hit Submit. You’ll get a confirmation number—write it down or take a screenshot.
You can also apply:
In person at your local IDHS office
By phone at 1-800-843-6154 (IDHS Helpline)
By mail or fax (less common—slower option)
What Happens After You Apply?
Most people hear back in about 45 days (faster if you’re pregnant or need urgent care)
You may be contacted for more documents or an interview
Once approved, you’ll receive a medical card or plan packet in the mail
Important: Make sure your contact info is correct so they can reach you—missed mail or calls can delay your approval.
Check the Status of Your Application
To check on your application:
Log in at abe.illinois.gov
Call 1-800-843-6154 and press the option for case status
Visit your local IDHS office and ask in person
What If You’re Denied?
You can appeal. If you think the decision was wrong or something was missing, call IDHS and ask for a fair hearing. Instructions are included with your denial letter.
Need Help Applying?
There are trained helpers across Illinois that can walk you through the application—for free.
Call the IDHS Helpline: 1-800-843-6154
Contact a local Community-Based Organization (CBO)
Visit blank-insurance.com for Medicaid help and other benefit tools
